Financial Tech, also known as FinTech, refers to a subset of technology companies that provide financial services and products. This includes innovative startups and established companies that use technology to improve or disrupt traditional banking methods, payment systems, investment management, and other financial activities. The goal is often to make these processes more efficient, user-friendly, secure, and cost-effective for both businesses and consumers. FinTech encompasses a wide range of technologies such as blockchain, artificial intelligence, machine learning, mobile payments, online banking, cryptocurrencies, and many others that are transforming the financial industry.